Terms of Use
On this page
Use Credit Orbit Daily to learn, for free and for personal use. Don't copy the content or generate artificial clicks on ads. We're not a bank: we don't extend credit or recommend investments.
1. Acceptance of terms
By accessing Credit Orbit Daily (creditorbitdaily.com), you agree to these Terms of Use, our Privacy Policy and our Cookie Policy. If you don't agree with any part, please don't use the site.
Credit Orbit Daily is operated by 3APPS, LLC (3Apps), EIN 32-0786839. In these terms, “we” means that company and “you” means anyone who accesses the site.
At a glance
| You can | You can't |
|---|---|
| Read the content and share links to it | Copy or republish text and images |
| Use the tools for personal purposes | Use the content for commercial purposes |
| Comment and vote in polls | Generate artificial clicks or traffic on ads |
| Ask for corrections through the Contact page | Scrape the site with bots |
2. What Credit Orbit Daily is
Credit Orbit Daily is an informational personal finance website supported by advertising. We are not a bank, lender or broker: we don't extend credit, arrange contracts or charge to approve loans or cards.
We never ask for passwords, bank details or upfront payments.
3. License to use
You may read, download and print content from Credit Orbit Daily for personal, non-commercial use. This is a license, not a transfer of ownership, and it ends if these terms are breached.
Without written permission, you may not:
- copy, modify or republish text, images, tables or tools;
- use the content for commercial purposes or on another website;
- extract data automatically with bots or scraping;
- decompile or reverse engineer any part of the site;
- remove copyright or other proprietary notices.
4. User conduct
When using Credit Orbit Daily, you agree not to:
- click on ads artificially, ask others to click or use software that generates invalid traffic or clicks;
- post illegal, offensive or misleading content, or content that infringes the rights of others;
- try to access restricted areas, overload or disrupt the site;
- impersonate another person or the Credit Orbit Daily team;
- offer credit, investments or financial services in comments.
5. Tools and calculators
Our tools produce estimates based on the data you enter and the assumptions shown in each one. Results are approximate and are only a reference for your decision.
Calculations run in your browser and the values you enter are not stored by us. Actual interest, fees and terms depend on each institution and on its review of your profile. Check the APR before you sign.
6. Comments and contributions
By submitting comments, poll votes or other contributions, you confirm the content is yours and allow Credit Orbit Daily to display it on the site at no cost.
We may moderate, reformat or remove contributions that break these terms. Don't post your own or anyone else's personal data.
7. Advertising and partner links
Credit Orbit Daily is free and supported by ads, including Google ads. Ads are labeled “Advertisement” and are selected by ad networks, not by our editorial team.
Some links lead to partner stores and services. If you buy or sign up through them, we may earn a commission at no extra cost to you. Commissions don't decide what we publish.
Advertised products and services are the advertiser's responsibility. Check the terms directly with the company before you sign up.
8. Disclaimer
Content is provided “as is” for informational purposes. We work to keep it accurate and up to date, but we don't guarantee it is complete, error-free or right for your situation.
Content is not investment advice or an offer of credit. Before deciding, check with the institution and, if needed, a licensed professional.
9. Limitation of liability
To the extent permitted by law, 3APPS, LLC is not liable for damages arising from the use of, or inability to use, the site, or for decisions made based on published content.
Nothing in these terms limits rights you have under applicable consumer protection laws.
10. Accuracy of materials
Materials may contain technical, typographical or image errors. We may change content at any time without notice, and we show the update date on each page.
Found a mistake? Let us know through our Contact Us page so we can fix it.
11. Links to other websites
Credit Orbit Daily links to third-party websites, such as stores, companies and government agencies. We don't control those sites and are not responsible for their content, offers or policies. When you leave Credit Orbit Daily, the terms of the site you visit apply.
12. Intellectual property
Text, tools, layout, logos and other elements of Credit Orbit Daily are protected by copyright and trademark laws and belong to 3APPS, LLC or its licensors. Third-party brands and names mentioned belong to their owners and appear only to identify the subject.
13. Changes to these terms
We may revise these terms at any time. The version in force is always the one published on this page, with the date of the last update at the top. By continuing to use the site, you agree to the current version.
14. Governing law
These terms are governed by the laws of the State of Florida, United States, without regard to its conflict-of-law rules. Disputes will be handled by the competent courts of Florida, unless the law of your place of residence guarantees you a different forum.
15. Contact
Questions about these terms? Reach us through our Contact Us page or at [email protected].
3APPS, LLC · EIN 32-0786839